The advent of e-readers has opened up the door to a plethora of additional reading options. Before the invention of this technology, if you wanted to get your reading fix you would go to a bookstore, a library or borrow books from friends.
For many years I resisted getting a Kindle but finally did cave after hearing all the rave reviews. My personal preference is to hold a real live book in my hands; however I will admit that Kindles do have their place.
Remember – I’m not a financial planner, just giving you my thoughts. A professional can guide you with your personal situation.
For many of us, retirement feels like a long ways off. Unfortunately (or fortunately depending upon how you look at it) retirement will be upon us before we know what hits us. Are you prepared for that day?
As I sat down to write this post I did a quick Google search to see if I could find what the average retirement savings was for most Americans. I got to tell you, the numbers are a little scary. 36% of US workers have less than $1,000 saved for retirement (excluding any pensions). Given that defined pensions are going the way of the dinosaur that doesn’t bode well for a lot of us. If you’re interested in reading the article from USA Today you can find it here.
There are a variety of things to take into account when it comes to retirement.
I can’t believe we’re already in the last week of January! Nothing overly special about last week (unless you count the champagne cupcakes I made!). It was relatively quiet and fairly productive. Just the kind of week that I like
As far I know, this week should be quiet as well. Of course, things do tend to pop up.
Everyone is trying to stretch a buck these days. If cost savings for 2015 is in your plan it’s best to implement as many of them at the beginning of the year so you can maximize your savings. Of course, cost savings can be done at any time but why put off getting more money in your pocket?
I took some costs out of my budget last year but I’m looking to do better this year. We’ll talk later about other ways to drive costs out of your budgets, however here are four low hanging options that I’m looking to implement as soon as possible.
A few years ago Mike and I were watching a local cooking show when this recipe was featured. I don’t usually write down recipes that I see on TV but this one looked so delicious and easy I knew I needed to capture it.
Usually I make this when I’m home along but when Michael finds out I’m making it he usually finds a reason to stop by!
Last week I didn’t post my menu plan or goals. I didn’t have many plans for the week (other than watching Ohio State win the big game with my co-workers) but the week certainly didn’t turn out as expected. We received a phone call last Wednesday that Mike’s aunt had passed away. She had been suffering from Alzheimer’s but it was still unexpected since she was doing so well physically. At the end of the day, it was a blessing given how advanced the disease was. She was the epitome of a lady and would have been horrified as to what the disease had done to her.
The funeral was Saturday and although a sad day, it was really nice to see the extended family. After Mike’s grandma moved into the nursing home a number of years ago the family doesn’t get together as much any more. This was the first time in almost three years that we saw Mike’s cousins, that was for a funeral as well. Fortunately the family has a wedding and a graduation this year so we’ll see them again at a happy occassion.
Understanding what motivates you or holds you back is important when you are looking to make changes in your life. I seem to be on a perpetual quest to eat better. Some months I do well while other months, well let’s just say not so well.
One of my big hang-ups is lack of planning. I’m a bit of a fly by the seat of the pants gal, so I need things easy. Grab and go is my mantra. Having things in my own kitchen that I can grab and go is essential from keeping me do a grab and go at a drive through.
The other issue that I have working against me is that there is so much information trapped in my head that if something isn’t visual I may not remember it. For example, I’m really good about buying fruit that I can quickly grab while on my way out the door. The problem is I tend to forget that I bought the fruit!
Late last year we worked on cutting back on take-out, I’m happy to say that so far it’s been working. While we still eat out at least once or twice a week, it’s a planned evening out instead of a daily event. There have been a couple of contributing factors to our success, one of which is keeping various easy options around the house.
One of our options is Bagel Sandwiches. Yep, it’s as easy as it sounds and actually quite tasty. While the picture above is a very simple option that I enjoy, there are many ways to enjoy this easy meal.
I’m constantly thinking about ideas for posts. It’s actually frustrating because I have so many ideas that I don’t have the time and/or energy to write. Do you know where I get a number of my ideas? I know this is going to be a little bit TMI but…… it’s while using the ladies’ room at work.
I know – it sounds crazy but hear me out! My employer is really into wellness; emotional, financial and physical well-being. As they know that they have a “captive” audience in the bathroom stalls, they hang fliers on the stall doors with different tips for us. While I”m not typically a bathroom reader, these fliers do usually capture my attention and I’m usually thinking “boy – that would make a great post!”
While I typically have good intentions to remember the information to write a post, it doesn’t always work that way. This week I decided to take the flier off the door and make a copy so I would remember to share it with you. I did make sure to put the original back so that someone else could benefit
This week’s flier was all about financial fitness. Given that so many of us are looking to improve our financial state, I thought that I needed to share their ideas with you.
None of these tips are rocket science, you’ve probably heard them all before. Sometimes though we need multiple reinforcements before we take action. Here are the six tips (plus my own thoughts) for getting financial fit in 2015 as recommended by my employer.
At Christmas time my sister-in-law Peggy goes crazy with holiday baking. The amount of cookies and candies she makes is insane. In addition to cookies and candy, she usually bakes us a little goody bag as a present which includes her Green Tomato Bread.
Yeah, Green Tomato Bread does sound a little weird. A lot of times Peggy will downplay the tomato part because of the wrinkled noses the kids give her, however don’t let the word tomato fool you, it’s delicious!